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Terms of Use

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By accessing and using the website,, you agree to and acknowledge the following information and terms of use: is an informational website that contains information pertaining to a variety of debt relief options, including debt management, credit counseling, debt consolidation, debt consolidation loans, and bankruptcy. The information contained on this website is for informational purposes only and should not in any way be construed as legal advice. Further, you acknowledge and understand, that no assertion or claim is made as to the accuracy of the information presented, the timeliness of the information, or the suitability for any particular purpose, situation or individual.

Every individual or family debt situation is unique and it is recommended that consumers, before deciding on any debt relief solution, evaluate multiple debt relief options and debt relief service providers, debt relief specialists, or attorneys in order to clearly understand the potential benefits of debt relief, as well as the financial, legal, tax, and personal credit implications of debt relief.

By using this website, you acknowledge that you understand that serves as an informational website, and does not provide any direct debt relief services – but serves to provide visitors, at the visitor’s request, with referrals and connections to debt relief companies who are responsible for any debt relief services provided. is not privy to any proprietary credit, debt, account data, payment records, contracts or agreements made between consumers in debt and debt relief companies.

Limitation of Liability

In no event will or its owners, officers, directors, employees, agents, advertisers, licensors, suppliers and any third party information providers be liable for:

  • Any incidental, consequential, or indirect damages (including, but not limited to, damages for loss of profits, business interruption, loss of programs or information, and the like) arising out of the use of or inability to use, or any information, or transactions provided on or the websites of its advertisers, or downloaded from or the web ites of its advertisers, or any delay of such information or service. Even if or its authorized representatives have been advised of the possibility of such damages, or;
  • Any claim attributable to errors, omissions, or other inaccuracies in the service and/or materials or information provided on or downloaded from


You agree to indemnify, defend and hold harmless, its owners, officers, directors, employees, agents, advertisers, licensors, suppliers and any third party information providers from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation of this agreement (including negligent or wrongful conduct) by you or any other person accessing the service.

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