Debt Relief

Credit Counseling: Rio Grande City (TX)

Have you thought about working with a trusted credit counselor to put together a a blueprint for becoming debt free? If so, we can help. We help our visitors determine the Rio Grande City TX credit counseling and debt relief options that fit them best.

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Credit counseling organizations help people in debt develop a long-term blueprint for trimming debt and rebuilding credit.

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Have you been spending more than 50% your income on loans, rent, and credit cards? Then don’t delay; find professional help asap. For the average Rio Grande City card-holder who’s got a salary of $1,437 per month, this is $719 or more on a monthly basis.

Do you owe at least $10K in unsecured debt or have a DTI of 50% or higher? If so, you might need to enter into a debt management plan (DMP). If you participate in a DMP, your Rio Grande City TX credit counselor may able to get you more affordable rates of interest and better terms from the companies you owe. With a debt management program in Rio Grande City, your credit counselor will address paying the credit card companies every month. All you’ll need to do is supply them with the prearranged payment amount.

Credit Card Counseling Rio Grande City TX

Credit counseling and debt management typically doesn’t harm your credit rating in any permanent way, but loan companies may be reluctant to grant you new car or property loans if you’re participating in a DMP.

Tips on Avoiding Credit Counseling Scams in Rio Grande City, TX

Provided that you hook up with an established company, credit counseling can be truly beneficial. Believe it or not, the Federal Trade Commission now demands it for those who want to file bankruptcy in Texas and across the nation. All the same, respected credit counselors will ordinarily grant you:

  • 45-60 Minutes of Basic Counseling Sessions
  • Zero Costs Upfront
  • A Tailor-Made List of Action Items
  • Certification Credentials

For additional information, read this FTC post on the topic.

The amount of money that credit counseling can help you save will depend on your unique financial predicament. However, your monthly payments should be smaller owing to interest and penalty discounts. Credit counseling helps you save time and cash. Discover for yourself today.

Consumer Credit Counseling Services: Rio Grande City, TX

The NFCC is the largest network of non-profit credit counseling firms in Texas. Their agencies are typically referred to as CCCS, or the Consumer Credit Counseling Service. In Rio Grande City, Texas, a Consumer Credit Counseling Service will generally be a not for profit that is a affiliated with the NFCC. Normally a CCCS agency will offer not just nonprofit credit counseling, but also:

  • Pre/Post Bankruptcy Credit Counseling
  • Home Assistance
  • Money Management Sessions

To find the CCCS agency that’s closest to Rio Grande City, TX, please reference the listing of services we offer or stop by www.debtadvice.org.

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Debt Management and Credit Counseling: Rio Grande City, TX

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