Debt Relief

Credit Counseling: Plainview (TX)

Credit Counseling Plainview TX What if it were possible to pay off your credit cards, healthcare bills, and get your life back on track in 36-60 months?

We have partnered with top-rated debt management and credit counseling agencies to get you the help you’re looking for.

Why wouldn’t you think about credit counseling? Plainview residents may may benefit from:

  • More Affordable Interest Levels
  • 36-60 Months to Debt Relief
  • Automatic Payment of Balances

Of Plainview’s 28,684 inhabitants, we can assume that 1,058 can’t afford to make their credit card payments on a monthly basis.

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On average, the income in Plainview is $15,731 annually, or $1,311 monthly. You need to chat with a credit counselor if you make $1,311 and find you are spending $564-$656 monthly on debts that are secured or unsecured, for example rent, mortgage, loans, and credit cards.

Debt management is practically interchangeable with credit counseling. By enrolling in a DMP, you might enjoy:

  • Decreased APR Rates
  • Fewer Debt Collection Agency Telephone Calls
  • Single Payment Per Month
  • Swifter Debt Payback

Your credit counseling agency will control paying the credit card companies each and every month. All you need to do is provide them with just one payment amount.

Defending Yourself Against Credit Counseling Scams: Plainview (TX)

On the whole, credit counseling and debt management plans have been vetted by the FTC and other governmental regulators. But stay away from any credit counseling organizations in Plainview that advertise that they’re able to:

  • Eliminate all calls from debt collectors
  • Eliminate secured debts, such as auto loans
  • Ensure the removing of credit card debts
  • Keep creditors from suing you
  • Bill you up-front for their products and services

To read more, check out this FTC article on how to find a credit counselor. No need to choose a credit counselor that you can’t count on. Why don’t we assist you in finding an experienced Plainview credit counseling organization.

>> Get Your Zero Cost Debt Analysis Today

Credit Counseling Plainview TX

It’s difficult to tell how much you will save. The good news is, you probably won’t need to pay as much each month as you are used to paying, if your lenders agree to the terms of the DMP. Want to determine how soon credit counseling could help you pay back your debt?

Fees Charged By Credit Counseling Agencies: Plainview, TX

Credit Counseling Plainview TX

How much does a debt management plan cost? Typically $25-30 a month, together with a setup fee of less than $75. With regards to the exact payments, you’ll typically need to submit a payment of 2.1 to 2.5% every month. Let’s look at a breakdown of how much we’re talking about, given varying levels of total debt.

Debt 2.1% 2.5%
$15,000 $315 $375
$30,000 $630 $750
$35,000 $735 $875
$45,000 $945 $1125
$50,000 $1050 $1250
$70,000 $1470 $1750
$85,000 $1785 $2125
$95,000 $1995 $2375
$100,000 $2100 $2500

Consumer Credit Counseling Services in Plainview, TX

Non-Profit Credit Counseling Plainview TX

CCCS, also known as Consumer Credit Counseling Service, may provide non profit credit counseling for local families. In Plainview, Texas, a Consumer Credit Counseling Service will generally be a local nonprofit which makes use of an NFCC membership seal. Normally a CCCS agency will provide:

  • Pre/Post Bankruptcy Counseling
  • Home Assistance
  • Debt Management

To find the nearest CCCS agency in Plainview, TX, research the directory of Plainview credit counseling agencies this site offers. As an alternative, you can visit the official NCFF site.

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Credit and Debt Counseling in Plainview, TX

  • Consumer Credit Counseling Service, , 79221