Let’s suppose it were possible to greatly reduce your interest levels and minimize debt collector calls. Here at Debt Consolidation Texas, we can help you get your debt profile assessed by credit counselors in Leander, TX.
Credit counseling was originally established for credit card providers to recover funds from consumers who were past due on their repayments before having to resort to debt collectors. As a result, the vast majority of credit card counseling agencies are very affordable.
There are 26,859 people residing in Leander, TX, and we have to assume that 991 could benefit from credit counseling.
How much do you owe altogether? If you find yourself forking out over 50% of your income every month on rent/mortgage, car/college loans, and credit cards, you need to find out how much you could save asap.
A fundamental part of credit counseling is managing debt. A debt management plan is a method of debt consolidation, because your payments to creditors will be merged into just one amount. However, there is no loan involved.
Essentially, your credit counselor will manage your creditors personally.
Credit Counseling vs Settlement
Don’t forget, zero debts are pardoned when it comes to consumer credit counseling. Credit card debt negotiation may allow you to pay off just 40-80 percent of what you owe, but it may adversely affect your credit ratings.
Defending Yourself Against Credit Counseling Shams: Leander (TX)
On the whole, credit counseling and debt management plans have been vetted by the FTC and other government bodies, but honest credit counselors typically offer you:
- Experienced Advisors
- Genuine References
- Non-Profit Standing
- Immediate Replies to All Inquiries
- Gratis Counseling Sessions
- Written Action Plan
For more information, read this FTC guide on picking a credit counselor.
If your credit card issuers accept your Leander credit counseling program’s debt management plan, you will get to enjoy more affordable interest rates and penalty charges.
Are you ready to find out how much credit counseling in Leander, TX, could save you?
Credit Counseling / Debt Management Agencies: Leander (TX)
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