At TX Debt Consolidation, we make it simpler and easier determine the credit counseling and debt management solutions available in Killeen, TX.
We’re able to get you in touch with a credit counseling company based on:
- Your Town
- How Much Debt You’ve Got
- Personal Preferences
You could be on the road to financial freedom before you know it. Start now!
>> Get Your Credit Assessment – Right Now!
Killeen credit counselors will coach you on ways to manage your debt, handle your existing financial complications, and pay off your debt.
There are 144,876 people who live in Killeen, TX, and it’s thought that 5,343 may need credit counseling.
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Time to Seek Credit Counseling Advice in Killeen (TX)
How much is coming in vs how much is going out? There are criteria that will inform you of where you’re at money wise.
| Earnings | DTI | Debt | Level |
|---|---|---|---|
| $2,296 | Less than 36% | $827 or less | Best |
| $2,296 | 36%-43% | $827-$987 | Fine |
| $2,296 | 43%-50% | $987-$1,148 | Problematic |
| $2,296 | 50% Plus | $1,148 or More | Seek Assistance! |
Debt Counseling Plans in Killeen (TX)
Debt management plans are practically interchangeable with credit counseling. If you enroll in a debt management plan, your Killeen TX credit counselor may able to work out lower interest levels and better terms from your credit card companies.
All you need to do is write a single check each month to your Killeen credit counselor. They then post the appropriate percentages to your creditors.
How to Avoid Credit Counseling Scams: Killeen, TX
If you work with a reputable firm, credit counseling can be a life-saver. Actually, the FTC now demands it for people filing bankruptcy not only in Texas, but across the country. But bear in mind, avoid any credit counselors that advertise that they’re able to:
- Halt all debt collection calls
- Promise the elimination of unsecured debts
- Prevent credit card issuers from taking legal action against you
- Charge a fee up-front for their services
Keep in mind, nonprofit status won’t guarantee that a credit counseling program is reliable, and vice versa.
Don’t be happy with a credit counselor that you can’t trust. Why don’t we assist you in finding an experienced Killeen credit counseling organization.
It’s tricky to tell how much money you will save, but your credit counseling organization can usually make a deal for cheaper interest rates and service fees.
Credit counseling helps save time and cash. Learn more today.
Credit Counseling / Debt Counseling Agencies: Killeen (TX)
- Erin B Shank, PC, 1171 E Central Texas Expy, #107, 76541
- Money Management International, 1711 E Central Texas Expy, #302, 76541
- Money Management International, 2205 Carousel Dr, 76543
