Debt Relief

Credit Counseling: Brownsville (TX)

Then a trusted Brownsville credit counseling agency might be the answer. Here at Debt Consolidation Texas, we match our consumers with approved credit counselors in Brownsville, TX.

Brownsville TX Credit Counseling

Credit counseling has quite a few pluses. These include:

  • Lower Interest Rates
  • Sooner Freedom From Debt
  • Hands Off Payment of Balances

We estimate that 5,882 of the 159,481 inhabitants of Brownsville may need credit counseling.

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Your ratio of debt to income, often known as DTI, helps to verify whether your finances warrant credit counseling.

Wages DTI Debts Seriousness
$1,281 Less than 36% $461 or less Optimal
$1,281 37%-42% $474-$538 Okay
$1,281 43%-50% $551-$641 Too High
$1,281 50% Plus $653 or More SEVERE!

Debt Counseling Plans in Brownsville, TX

An integral aspect of credit counseling is managing debt. By signing up for a DMP, you may profit from:

  • Lowered Interest Rates
  • Reduced Debt Collection Calls
  • Single Payment On a Monthly Basis
  • Faster Freedom From Debt

Under any debt management program in Brownsville, your credit counselor will address payment to the credit card companies each and every month. Pretty much all you’ll have to do is provide them with one single payment amount.

Selecting a Credit Counseling Service in Brownsville, TX

So long as you are dealing with an experienced company, credit counseling can really help. In point of fact, the Federal Trade Commission now demands it for those filing bankruptcy, but watch out for any credit counselors in Brownsville that advertise they can:

  • Put an end to all calls from collection agencies
  • Get rid of bad stuff from your credit score
  • Reconcile guaranteed debts
  • Charge a fee up-front for their expertise

To read more, check out this FTC guide on the topic.

How Much Could Credit Counseling Help You Save?

It’s hard to say exactly how much it’s possible to save with credit counseling. However, you probably won’t have to pay as much per month as you are used to paying, if your credit card companies agree to the terms of your DMP. Credit counseling saves you time and expense. Learn more today.

Credit Counseling for Bankruptcy in Brownsville, TX

Bankruptcy Credit Counseling Brownsville TX

Brownsville has 159,481 residents, and we estimate that 329 have gone into bankruptcy. As of 2005, any individual in Brownsville who wishes to declare bankruptcy should first receive a document proving that they attended a credit counseling course in Brownsville, TX.

Sessions can take place:

  • In Person
  • By Phone
  • Web-Based

The program ordinarily takes 90 minutes costs up to $50, but the cost must be waived if you cannot afford it. For an approved list of approved bankruptcy credit counseling services for Brownsville residents, follow the link, or you can get hold of a skilled debt consultant by completing this form.

Debt and Credit Counseling in Brownsville (TX)

  • Stone, Ellen C – Stone Law Firm, 62 E Price Rd, 78521
  • A American Debt Consolidation, 835 E Levee St, 78520
  • Consumer Credit Counseling, , 78520
  • Easy Solutions-Credit Repair Services, 1393 E Alton Gloor Blvd, #13, 78526
  • K & S Credit Repair, 874 W Price Rd, 78520
  • Consumer Credit Counseling Service, 634 E Levee St, 78520