Debt is one of the major stresses for Big Spring residents. We match our clients to credit counseling firms in Big Spring, TX.
Credit counseling for Big Spring consumers has several positives:
- Cheaper APR’s
- Sooner Freedom From Debt
- Single Monthly Payments
We estimate that 1,188 of the 32,200 residents of Big Spring are in need of credit counseling.
Is your debt to income ratio over 50%? If so, you probably should speak with a credit counselor in Big Spring as quickly as possible. For the average Big Spring resident who’s got a salary of $1,272 per month, this is more than $636 monthly.
If you have more than $10,000 of debt, your credit counselor might want you to take part in a debt management program (DMP). Why consider a DMP? Because you might benefit from:
- More Affordable APR Rates
- Fewer Debt Collector Phone Calls
- Single Payment Amount
- Faster Debt Payback
If you sign up for a debt management program in Big Spring, your credit counseling agency will address paying your creditors every month. Pretty much all you’ll have to do is hand them a single payment on a monthly basis.
Finding a Credit Counseling Firm in Big Spring, TX
All in all, credit counseling and debt management plans have been vetted by the Federal Trade Commission and other federal regulators, but there are a number of methods to make certain that your Big Spring credit counseling organization is highly regarded:
- Ask for testimonials
- Look at their accreditation
- Double check that your specialist is credentialed
To find out more, look at this FTC report on the topic.
No need to be happy with a credit counselor that you can’t trust. We want to help you find an experienced Big Spring credit counseling professional.
Although credit counseling won’t lower debt, it will save you a lot of money through lower interest and reduced fees. Credit counseling helps you save money and time. Discover more today.
Credit and Debt Counseling Agencies: Big Spring, TX
- Texas debt company? Contact us to be listed.