Debt Relief

Debt Consolidation: Harlingen (TX)

Do you need to get rid of your debt more quickly? If that’s the case, we can help you find debt consolidation companies in Harlingen, TX, that assist you in consolidating your credit card and/or payday loan debt.

For your no cost debt consolidation quote, please complete this quick form. You will be on the road to financial freedom before you know it.

In most cases, Harlingen residents decide to combine their debts within a debt management plan.

A DMP provides lots of advantages:

  • Only One Payment Per Month
  • Lowered Interest Rate
  • Less Late Payment Fees

If you are searching for a debt consolidation company in Harlingen, TX, this is one of the least expensive options.

>> Get Your Free No Commitment Debt Consultation!

Harlingen (TX) Debt Consolidation Loans

Debt Consolidation Programs Harlingen TX

If you take out a debt consolidation loan in Harlingen, TX, you will use the loan to pay back your existing credit cards. Needless to say, this loan must still be repaid. Ordinarily, a debt consolidation loan will lead to lower monthly bills and fewer calls from debt collectors, because your credit card debts will be repaid. Ideal applicants for debt consolidation loans in Harlingen have excellent credit and considerable salaries, since these are crucial if you want to secure a loan with a cost-effective interest rate. Is a debt consolidation loan best for you?

Payday Loan Consolidation Agencies Harlingen TX

The extortionate interest levels charged for payday loans in Harlingen, TX, mean that payday debt climbs quickly. The figures are staggering:

  • 4,215 Harlingen residents obtain 1 payday loan each and every year.
  • 3,203 people in Harlingen secure two or more payday loans annually.
  • 1,854 of these people are past due on a payday loan.

Which means nearly 50% of payday loan borrowers are unable to pay off their loans! Have you found yourself delinquent on more than one of these loans? Don’t worry, we work with Harlingen TX payday loan consolidation services who can assist you to:

Payday Loan Consolidation Companies Harlingen TX

  1. Combine various payday advances.
  2. Trim down outrageous cash advance interest levels.
  3. Develop a budget for being free from payday debt.
  4. Decrease collector telephone calls.

Do you need to get more information? Click here TX payday guidelines.

If at all possible, your monthly debts ought to comprise less than 1/3 of your wages. This means ones that are secured and unsecured:

  • Credit Card Payments
  • Auto, Student, and Payday Loans
  • Rent or Home Loan Payments

Let’s see how this works for the typical resident of Harlingen, TX:

  • Income Per Year: $15,413
  • Monthly Income: $1,284
  • Ideal Debt Load: $462
  • Excessive Debt Load: $642

Are you carrying more than $10K in unsecured debt? If so, you need to speak to a debt consolidation consultant in Harlingen, TX.

Payday Loan and Credit Card Consolidation Providers: Harlingen, TX

  • Alpha Omega Debt Solutions, 1407 N Expy, 78550
  • Alpha Omega Debt Solutions, 1309 E Tyler Ave, 78550
  • Consumer Credit Counseling, , 78550
  • Consumer Credit Counseling Service, 2202 S 77 Sunshine Strip, #C, 78550

Harlingen TX Debt Consolidation