Debt Relief

Debt Consolidation: Garland (TX)

We make it simpler to combine credit card debt into one payment per month.

The phrase debt consolidation may refer to two different methods of consolidating debt:

  1. Consolidating your debt into a debt management program (DMP).
  2. Consolidating your debt using a new loan.

Please don’t hesitate. See how much debt consolidation in Garland, TX, could save you.

Debt Consolidation in Garland TX

Garland (TX) Debt Management Programs

Debt Consolidation Companies Garland TX

When it comes to debt consolidation, Garland consumers typically opt to consolidate their credit card and/or payday loan debts into a debt management plan.

A DMP has numerous advantages:

  • One Single Monthly Payment
  • Cheaper Interest
  • Forgiven Late Charges

If you are looking for a credit card consolidation agency in Garland, TX, this is among the cheapest options.

>> How Much Could an Experienced Garland Debt Counselor Help You Save? Find out!

Debt Consolidation Loans in Garland (TX)

Debt Consolidation Agencies Garland TX

A debt consolidation loan should lower your expenses over the long haul simply because unsecured bank loans and home equity loans traditionally carry more affordable rates than credit cards. Ordinarily, a debt consolidation loan will mean lower monthly bills and a lot fewer calls from debt collectors. Since of course, your original debts will have been paid off.

Of course, you may need excellent credit to get this type of loan, and it may take longer to repay this loan than it would you credit cards.

Wondering if a debt consolidation loan is best for you?

Payday Loan Consolidation: Garland, TX

Payday Loan Consolidation Programs Garland TX

Payday loans have become a serious burden for people in Garland, TX. Have a look at the following figures:

  • People in Garland who get payday loans: 11,721
  • People in Garland who’ve got two or more payday loans: 8,908
  • People in Garland who won’t be able to pay back these loans: 5,157

Are you currently past due on at least two payday loan? That’s alright, we work with Garland TX payday loan consolidation companies that can help you consolidate your Garland payday loans with just one monthly payment, field phone calls from collection agencies, and reduce the exorbitant loan rates attached to payday loans. Are you ready to get out of payday loan debt?

>> Locate a Payday Loan Consolidation Company in Garland, TX

Here is the optimum debt load for a typical Garland resident:

Annual Income Income Monthly Recommended Debt Load Severe Debt Load
$31,557 $2,630 $947 $1,315

Of the 225,396 residents of Garland, 18,893 can hardly afford their minimum monthly payments. Don’t be one of them.

Credit Card Debt Consolidation Guidelines: Garland, TX

Staying clear of disreputable debt consolidation agencies is a snap, if you know the FTC guidelines. Keep clear of any suppliers that charge fees in advance, don’t give basic information, do not tell you the savings needed for consolidation, or require you to open a savings account from which you cannot get money without fees.

Avoid any debt consolidation organizations in Garland, TX, that have a record of dishonest behavior. To find out more, check out the FTC guides in our resources section.

Debt Consolidation Firms in Garland (TX)

  • Consumer Credit Counseling Service, 3960 Broadway Blvd, 75043
  • Cardtronics, 2022 Highway 66, 75040
  • Advance America, 447 N Garland Ave, 75040
  • Check Into Cash Advance Payday Loan Center, 1865 N Garland Ave, 75040
  • Texas Hide and Seek, 3808 Cavalier Dr, 75042
  • Lyon Credit Service, 310 E I-30 E, #105, 75043